If you own a home, you have homeowners insurance. It's illegal not to. It's also a really bad idea to not have it. If something happens to your home due to theft, vandalism, or weather, homeowners insurance will ensure you get your home back to where it should be without racking up a mountain of debt. You should consider the monthly cost to be just part of your mortgage … [Read more...]
Tips for Preparing for a Divorce
Divorce is never an easy process, but being prepared and having a plan can help make it less difficult. Below are some of the steps you may want to take even before you have a serious conversation with your spouse about divorcing. Get Paperwork Together From a legal standpoint, marriage is largely a financial arrangement, and in a divorce, those finances must be … [Read more...]
Online Ideas for Boosting Your Retirement Savings
If you are doing your best to put some money away each month for your future retirement, then naturally, you want to be able to maximize how much that fund will be worth to you when the time comes to use it. Some people choose things like high-interest savings accounts or managed investment portfolios, and these are generally good options. However, if you like the idea of … [Read more...]
How To Get Finance In An Emergency When You Have Bad Credit
When you have a bad credit rating, getting money in a pinch can feel like an impossible task. Many lenders and other organisations look unfavourably on those with a poor credit rating, so it can feel like you’re stuck in a loop which can’t be broken. What’s more, if it’s an emergency, the panic can start to mount as you feel like there’s just no way out; if lenders won’t give … [Read more...]