There are many different types of insurance that a company needs for legal and financial reasons and almost as many ways to get that coverage, including group captives. Before you start looking into captives for your business, it is a good idea to know some basics about this insurance type as well as what the benefits and risks are. Basics By definition, a captive … [Read more...]
What Should You Look Out For When Buying a Used Car?
If you are considering buying a second-hand car, then it is always advisable to turn to a reputable dealership where you will have a range of different vehicles to choose from. Although you might find there are no more than a couple of cars in your price range, even a limited amount of choice is better than turning to a private seller who will only have one vehicle for sale. Of … [Read more...]
Tips for Successfully Organizing Your Finances
No matter what stage you are at in life, it is always a good idea to reassess your finances. When your finances are well organized, you will be more monetarily successful and better off down the line. Give these tips for successfully organizing your finances a try- you are sure to find something here that will help you! 1. Make a Budget Not only is it … [Read more...]
Will I Lose My Job If I File For Bankruptcy?
Some think that their employers will fire them if they filed for bankruptcy. However, not only this is a big myth, this does not make any sense at all. So, will you lose your job if you file for bankruptcy? No, you won’t, but if you’re looking for a job, private employers may refuse to hire you. Read more below why. The Concept of Bankruptcy It’s first … [Read more...]
4 Reasons Why Non-Conforming Loans Are Better
For many years, people had little choice when applying for a loan, but to go for a traditional conforming loan, and with stringent requirements, many borrowers simply failed to meet the lender’s requirements. Non-conforming loans are loans that are offered by non-traditional lenders, such as finance houses, and for many borrowers, a non-conforming loan is a much better … [Read more...]
University Cost Comparison – North vs South
Newcastle upon Tyne, in the North East of England, has an estimated population of 300,000 people. The city, or the ‘Toon’ as it is referred to locally, is synonymous with culture, a welcoming atmosphere, and, unfortunately, rather poor weather. As of 2017, the two universities in the city, Newcastle University, and Northumbria University, boasted 23,000 and 26,000 students … [Read more...]
Must-watch Films About Finance
There is more to the financial world than suits and ties hurrying up and down business districts with papers falling out of briefcases and jargon filling the ambience of busy offices. Typically portrayed as a competitive, ruthless industry in shiny, plush settings, the world of finance often makes for entertaining theatrical performances on the big screens. Although not … [Read more...]
Creating Long-Lasting and Healthy Financial Habits
Money is an old form of energy that is continuously moving throughout the world. With changes in marketplace technology, it hardly exchanged hands anymore. If you are old enough, you may remember receiving a paper check on Fridays. Nowadays, individuals are waiting for employers to send a week’s pay through services like Zelle. More tech-savvy citizens are buying or selling … [Read more...]
Save Money on Your Homeowners Insurance
If you own a home, you have homeowners insurance. It's illegal not to. It's also a really bad idea to not have it. If something happens to your home due to theft, vandalism, or weather, homeowners insurance will ensure you get your home back to where it should be without racking up a mountain of debt. You should consider the monthly cost to be just part of your mortgage … [Read more...]
Tips for Preparing for a Divorce
Divorce is never an easy process, but being prepared and having a plan can help make it less difficult. Below are some of the steps you may want to take even before you have a serious conversation with your spouse about divorcing. Get Paperwork Together From a legal standpoint, marriage is largely a financial arrangement, and in a divorce, those finances must be … [Read more...]